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Home > The Kaighn Report > Holiday Greeting 2023
December 13, 2023
Holiday Greeting 2023


I hope everyone had a Happy Thanksgiving as the remainder of the holiday season rapidly approaches.  I would like to take a few moments to wish you a Merry Christmas, Happy Hanukkah, or any other Holiday you may be celebrating, as well as a joyous, healthy, and prosperous New Year.  I appreciate your confidence and trust in me, and I am always here to assist you with any questions or concerns you might have about your investments.  Please feel free to contact me by phone or email any time you would like to discuss your account or schedule an appointment.


Historically, the S&P 500 index has taken an average of nineteen months to recover from bear market declines of 20% or more. The current rebound from the bear market low in October 2022 is now thirteen months old, suggesting we could have another six months until we surpass the all-time high for the index of 4,796.56 achieved on January 3, 2022.


Recovery times vary widely and depend on the economic environment. When bear markets are not accompanied by recession, recoveries from bear markets only took an average of ten months to reach a new record high. Perhaps the lack of a recession in this environment (so far, at least) means the timetable to return to the January 2022 highs could be closer to ten months than nineteen.  The S&P 500 closed on November 24, 2023 (the date of this writing) at 4,559.34, just 5.2% from that all-time high.  Since we’ve already had our first correction in this fledgling bull market, perhaps a Santa Claus rally could ensue. 


As in the past, you may receive a Client Account Update Form from my office in the mail sometime in 2024.  This form is needed to update your contact and other required information.  Please make any necessary adjustments on the form.  If you are scheduled to receive one, it will be in a separate mailing, so please return it in the envelope which will be provided. 


Rebalancing and the diversification of accounts is a continuing process which has been successful and very well received.  If you wish to opt out of the rebalancing and diversification program, or if you need to provide updated information, please contact me by the telephone number or email address listed in the heading of this Holiday Greeting or by returning the form below.

If you have any questions or concerns about your accounts, please don’t hesitate to get in touch with me.  End of the year consolidated statements and the Winter Newsletter will be coming in January 2024.  Referrals are always welcome! 



John H. Kaighn



If you have had any changes in address, phone number, email, marital status or would like to set up an appointment, please contact me by phone, email or by completing the form below & mailing it to the address above.


Name:  _________________________   

Address:  __________________________________________


Phone:  _________________________                  

Email:   _________________________   

Reason:  ___________________________________________



John H. Kaighn is Registered Representative, and an Investment Advisor Representative of Osaic Wealth, Inc. Securities and Investment Advisory Services are offered through Osaic Wealth, Inc.  Member FINRA & SIPC.  Jersey Benefits Group, Inc. and Jersey Benefits Advisors are independent of Osaic Wealth, Inc.

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*Jersey Benefits Advisors is a trade name for J/M Kaighn, Inc. a corporation registered in the State of New Jersey, and Jersey Benefits Group, Inc. is a corporation registered in the State of NJ.

*John H. Kaighn is a Registered Representative and an Investment Advisor Representative of Osaic Wealth, Inc. Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth, Inc. is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth, Inc.

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