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Home > The Kaighn Report > Merry Christmas & Happy New Year
December 15, 2016
Merry Christmas & Happy New Year

Happy Holidays

As the holidays rapidly approach, I would like to take a few moments to wish you a Merry Christmas, Happy Hanukkah, or other Holiday you may be celebrating, as well as a joyous, healthy and prosperous New Year.  I appreciate your confidence and trust in me, and I am always here to assist you with any questions or concerns you might have about your investments.  Please feel free to contact me by phone or email any time you’d like to discuss your account or schedule an appointment.

The Presidential election set off a major Santa Claus rally in the markets this fall, and I am actually quite impressed as the Dow Jones Industrial Average flirts with 20,000.  The ¼ point increase in the federal funds rate agreed upon by the Federal Reserve at the December FOMC meeting will hardly be felt by savers or borrowers, but it does confirm the future direction of interest rates.  It also indicates the economy is performing in line with the Fed’s dual mandate of a 2% annual inflation rate, and an unemployment rate at or below 5%, which these days indicates full employment.

The annual Christmas Price Index released by PNC, another indicator of inflation, albeit quite tongue in cheek, also suggested a very slight increase in prices.  The overall cost of all of the items in the song “The Twelve Days of Christmas” rose by an annual rate of 0.7% for 2016.  The cumulative cost of the items listed in the song, including all of the repetitions, would set you back $156,507.88 this year.  For the entire PNC report, please visit the following link:  https://www.pnc.com/en/about-pnc/topics/pnc-christmas-price-index.html .

Some of you may receive a Client Account Profile Form in the mail sometime in 2017.  This form is needed to update your contact and other required information.  Please make any necessary adjustments to the form, and return it in the envelope provided. 

Rebalancing and the diversification of accounts is a continuing process which has been successful and very well received.  If you wish to opt out of the rebalancing and diversification program, or provide updated information, please contact me by the telephone number or email address listed in the heading of this Holiday Greeting or by returning the form below.

If you have any questions or concerns about your accounts, please don’t hesitate to get in touch with me.  End of the year consolidated statements and the Winter Newsletter will be coming in January, 2017.  Referrals are always welcome!  

John H. Kaighn

If you have had any changes in address, phone number, email, marital status or would like to set up an appointment, please contact me by phone, email or by completing the form at the bottom of the page & mailing it to the address above.

 

 

             

          Name:  ____________________  Address:  _________________________

              

           Phone:  ___________________                     _________________________

               

           Email:   ___________________  Reason:  __________________________

199-20161215-338630

 


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*Jersey Benefits Advisors is a trade name registered in the State of New Jersey and Jersey Benefits Group, Inc. is a corporation registered in the State of DE.

*John Kaighn is a Registered Representative and an Investment Advisor Representative with and offering securities through Signator Investors, Inc. a John Hancock Financial Network Company, Member FINRA & SIPC. Non securities products and services are not offered through Signator Investors, Inc. Signator Investors, Inc. is not affiliated with Jersey Benefits Group, Inc. or Jersey Benefits Advisors. Neither Signator Investors, Inc. nor its representatives provide legal, tax nor accounting advice. Persons who provide such advice do so in a capacity other than as a representative of Signator Investors, Inc..

*John Kaighn is licensed to offer securities through Signator Investors, Inc. in the states of CO, DE, FL, IL, MD, NC, NJ, NY, and PA., as well as investment advisory services in NJ. This Website should not be considered a solicitation for securities business or investment advisory services in any other state.

*This web page offers links to other companies. Once a hyperlink is activated, you will be leaving Jersey Benefits Group, Inc., and operate outside Jersey Benefits Group, Inc. Website. Jersey Benefits Group, Inc. is not responsible for the validity, completeness or accuracy of any information provided on those sites to which you may link. Furthermore, Jersey Benefits Group, Inc., Jersey Benefts Advisors and Signator Investors, Inc. shall not be liable for any direct or indirect system damage or other problems you may incur as a result of linking to any other website, including any consequences arising from your accessing third party technologies, sites, information and programs made available through Jersey Benefits Group, Inc.

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