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December 14, 2020
Merry Christmas & Happy New Year

Happy Holidays





As the holidays rapidly approach, I would like to take a few moments to wish you a Merry Christmas, Happy Hanukkah, or other Holiday you may be celebrating, as well as a joyous, healthy and prosperous New Year.  I appreciate your confidence and trust in me, and I am always here to assist you with any questions or concerns you might have about your investments.  Please feel free to contact me by phone or email any time you would like to discuss your account or schedule an appointment.


To say that 2020 will be a year most of us will remember for a very, long time is an understatement.  As we wait for vaccine approvals and their distribution to finally put an end to the Covid-19 pandemic, the yearning by most of us for a return to “normal” is very real.  The markets have been one source of consolation this year, albeit a bit of a rollercoaster ride.  With all major indexes surpassing their pre-covid records, the markets are in the early stages of a bull market as the economy continues to recover from a rapid recession.  So, as you are celebrating this “most wonderful time of the year”, there is certainly some “comfort & joy” in knowing the markets, which are a leading indicator continue to see a light at the end of the tunnel.   


As in the past, you may receive a Client Account Update Form from my office in the mail sometime in 2021.  This form is needed to update your contact and other required information.  Please make any necessary adjustments to your information on the form and return it in the envelope provided. 


Rebalancing and the diversification of accounts is a continuing process which has been successful and very well received.  If you wish to opt out of the rebalancing and diversification program, provide updated information regarding changes to your contact information, or schedule an appointment, please contact me by calling the telephone number, using our email address, or by completing the Contact Us Form on the website.


If you have any questions or concerns about your accounts, please don’t hesitate to get in touch with me.  End of the year consolidated statements and the Winter Newsletter will be coming in January, 2021.  Referrals are always welcome! 



John H. Kaighn

John H. Kaighn is Registered Representative and an Investment Advisor Representative of Royal Alliance Associates, Inc. Securities and Investment Advisory Services are offered through Royal Alliance Associates, Inc.  Member FINRA & SIPC.  Jersey Benefits Group, Inc. and Jersey Benefits Advisors are independent of Royal Alliance Associates, Inc.

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*Jersey Benefits Advisors is a trade name for J/M Kaighn, Inc. a corporation registered in the State of New Jersey, and Jersey Benefits Group, Inc. is a corporation registered in the State of NJ.

*John H. Kaighn is a Registered Representative and an Investment Advisor Representative of Royal Alliance Associates, Inc. Securities and investment advisory services offered through Royal Alliance Associates, Inc. member FINRA/SIPC. Royal Alliance Associates, Inc. is separately owned and other entities and/or marketing names, products or services referenced here are independent of Royal Alliance Associates, Inc.

*Insurance services provided by Jersey Benefits Group, Inc., a Licensed Insurance Producer in the State of New Jersey.

*John Kaighn is licensed to offer securities through Royal Alliance Associates, Inc. in the states of CO, DE, FL, IL, MD, NC, NJ, NY, and PA., as well as investment advisory services in NJ. This Website should not be considered a solicitation for securities business or investment advisory services in any other state.

*This web page offers links to other companies. Once a hyperlink is activated, you will be leaving Jersey Benefits Group, Inc., and operate outside Jersey Benefits Group, Inc. Website. Jersey Benefits Group, Inc. is not responsible for the validity, completeness or accuracy of any information provided on those sites to which you may link. Furthermore, Jersey Benefits Group, Inc., Jersey Benefits Advisors and Royal Alliance Associates, Inc. shall not be liable for any direct or indirect system damage or other problems you may incur as a result of linking to any other website, including any consequences arising from your accessing third party technologies, sites, information and programs made available through Jersey Benefits Group, Inc.

*Click here to view Form ADV Part 2

*Click here to view Form CRS for Royal Alliance Associates, Inc.

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